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The global money platform built for Latin America

Move your money beyond borders.

Receive, send, spend and manage supported currencies from one powerful app - whether you are building a life, serving international clients or growing a company.

Open your accountExplore Vonix Business

Financial services are provided through approved partners. Availability varies by country, profile and product.

$USD€EUR£GBPR$BRL$MXN$COP₲PYG₮USDT$USDCPIXSPEIPSESEPASWIFTACH$USD€EUR£GBPR$BRL$MXN$COP₲PYG₮USDT$USDCPIXSPEIPSESEPASWIFTACH

The card is just the start.

Everything you need to move money across borders: accounts, payments, FX and controls in one place.

Cards

Spend online and in person with eligible virtual or physical cards, with limits you control.

Vonix cards

Local and global payments

Use supported regional methods and international networks from one place.

Globe with a bank and a Vonix card connected by transfer arrows

FX conversion

Convert supported currencies with the rate and fee shown before you confirm.

Dollar and euro coins converting with a Vonix card

Multi-currency accounts

Hold and manage eligible balances in USD, EUR, GBP and other supported currencies.

Coin case holding dollar, USDT, euro and bitcoin coins

Business controls

Roles, approvals, team cards and reporting for companies that cross borders.

Vonix business cards with a security shield and control sliders
Why Vonix

Built for people and companies that cross borders.

Supported currencies in one global account

Hold supported currencies side by side in one account, with local account details where available.

Send money globally with the rate and fee shown first

See the exchange rate, the fee and the delivery estimate before you confirm a transfer.

International transferRate locked
USD1,250.00
MXN22,580.00
Fee shown firstDelivery: today
Review transfer

Cards with limits you control

Virtual or physical, with spending limits and controls you can change at any time.

Vonix Visa card
Monthly limit$2,000$3,500
OnlineTravelATM

Local methods, one platform

Regional payment methods and international networks, connected through one account.

PIXBrazil
SPEIMexico
PSEColombia
SEPAEurope
ACHUnited States
SWIFTInternational

Approvals built for teams

Set who can request, who can approve and how many approvals a payment needs before it leaves.

Supplier payoutMXN · Requested by Ana R.
PendingApproved
LMFinance lead
JSDirector
Rule: 2 of 2 approvals0 of 21 of 22 of 2

Onboarding that fits your profile

Personal or business, we guide you through the checks required in your country.

ProfilePersonal or business
VerificationDocuments for your country
Account activeServices switch on
Who it's for

Get paid, pay and spend abroad from one platform.

Get paid by international clients. Pay suppliers and teams. Spend when you travel. Convert currencies. Control your company cards. Vonix turns complicated cross-border finance into one connected experience.

Woman checking her phone on a city street
USD account$2,480.00Example balance · available

For you

Receive and manage supported currencies
Send local and international payments
Use eligible virtual and physical cards
See balances and activity in one place
Explore Personal
Business owner holding a laptop in a cafe
Payout approvedMXN 18,500Supplier · 2 of 2 approvals

For your business

Collect and pay across supported markets
Manage suppliers, contractors and teams
Issue and control eligible company cards
Connect finance operations through API tools
Explore Business

From your first account to your whole team.

Open an account online

Add your team

Invite the people who move money with you and decide what each one can do.

Ana R.Ana R.AdminApprove · Pay
Luis O.Luis O.FinancePayApprove · Pay
Marta S.Marta S.ViewerView
+Invite a teammatePermissions per person

Transfers

Local methods and international transfers to supported markets, with fees shown first.

Dollar to real transfer with an approved document
USDBRLProcessingDelivered
Supplier payout · PIXFee shown first

API for local payments

Create PIX, SPEI and PSE payments from your own systems and follow every status by webhook.

POST /v1/paymentsLive
{
  "method": "pix","spei","pse",
  "currency": "BRL","MXN","COP",
  "amount": 1250.00,
  "reference": "INV-2048"
}
201 CreatedProcessingSettledwebhook · payment.settled

Physical and virtual cards

Set spending limits per card and per team as your business grows.

Vonix business cards with a security shield and control sliders
Monthly limit$2,000
Freeze card
Team working together

Team expenses, under control

Delegate spending to your team while keeping full visibility.

Monthly budget64% used
Ana R.FlightsAna R. · Travel$420.00Approved
Luis O.SoftwareLuis O. · Tools$89.00PendingApproved
Marta S.Client dinnerMarta S. · Meals$120.00Receipt attached
FROM LATAM TO THE WORLD

Send money to 150+ countries in 27 currencies.

From São Paulo to Miami. From Bogotá to Madrid. Vonix is built for the people and companies taking Latin American talent, products and ideas across borders.

Open your account
  • Brazil
  • Mexico
  • Colombia
  • Argentina
  • Chile
  • Peru
  • Paraguay
  • Uruguay
  • Bolivia
  • Ecuador
  • United States
  • Canada
  • Dominican Republic
  • Panama
  • Costa Rica
  • Guatemala
  • United Kingdom
  • Spain
  • Portugal
  • Germany
  • France
  • Italy
  • Netherlands
  • Ireland
  • Belgium
  • Switzerland
  • Poland
  • Sweden
  • Austria
  • Denmark
  • Norway
  • Finland
  • Czechia
  • Greece
  • China
  • Japan
  • Singapore
  • India
  • United Arab Emirates
  • Hong Kong
  • South Korea
  • Israel
  • Turkey
  • Philippines
  • Thailand
  • Vietnam
  • Indonesia
  • Malaysia
  • Saudi Arabia
  • Qatar
  • South Africa
  • Nigeria
  • Kenya
  • Egypt
  • Morocco
  • Ghana
  • Tanzania
  • Uganda
  • Côte d'Ivoire
  • Senegal
  • Australia
  • New Zealand
27 currencies
150+ countries
Markets

Local payment methods, connected to global accounts.

Local payment methods and currencies in the markets we serve first, connected to international accounts, cards and FX.

United Kingdom Faster Payments · GBP · Account detailsExplore now → Colombia PSE · COP · Local collectionsExplore now → Mexico SPEI · MXN · Local payoutsExplore now → United Arab Emirates Local transfers · AED · Business payoutsExplore now → Brazil PIX · BRL · Local collectionsExplore now → United States ACH · USD · Account detailsExplore now →
Crypto

Easy crypto, right in your app.

Buy, hold and convert supported digital assets such as Bitcoin, Ethereum, USDT and USDC from the same app you use for USD, EUR and BRL. Rate and fee are shown before you confirm.

  • BTC, ETH, USDT, USDC and SOL where available
  • Convert between crypto and supported currencies
  • Custody and execution through approved partners

Digital assets are volatile and are not covered by deposit protection. Availability depends on your country and profile.

Trade⚙
You payBal
You receive
Illustrative rates
How it works

Get started in three steps

Step 1

Choose a Personal or Business profile.

Open the account that fits how you move money: your own life across borders, or a company operating in several markets.

1 of 3
Step 2

Complete identity or business verification.

Upload your documents in the app. We guide you through each check and tell you exactly what is needed for your country.

2 of 3
Step 3

Activate the services available for your country and profile.

Accounts, cards, FX and payment methods switch on as they become available to you. You always see what is active.

3 of 3
Get started

Start moving money across borders today.

Start your Vonix journey and discover the products available for your country and profile.

Get started